Change your Habits To Save for a Down Payment

Saving for a down payment is a challenge for many first – time buyers. If this sounds like you or someone you know, it might be time to change your habits. The below offers tips to help you change your habits and save more money.

saving more for a down payment

Oh, by the way……if you know of someone who would appreciate the level of service I provide, please call me, text me or email me with their name and number. I’ll be happy to follow up and take great care of them.

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Welcome to 113 Forbes Cr, Markham



MLS: N3450064


Welcome to Milliken Mills, a safe neighbourhood with quality schools and excellent shopping and dining nearby.  TTC access is very convenient and there is an abundance of parks, recreation and fun nearby in this family friendly neighbourhood.

Move-in and enjoy this spacious (over 3000 sf) turn-key Four bedroom detached home with a double garage, a private driveway with room for at least four cars, a wonderfully landscaped (fruit trees and perennials)  pie-shaped lot (over 7000sf), natural light galore and high ceilings for your comfort and enjoyment.

With a fully renovated basement (with permits) that includes natural light, high ceilings, a 3pc washroom, a bedroom and terrific storage this stylish home has it all.

Enjoy the spacious kitchen with tall cupboards, extra pantry storage, double sink, a porcelain tile floor, a walk out to a beautiful terrace and a landscaped yard and a connecting large family room with a cozy fireplace (valour gas insert).

Relax in the extra-large quiet master bedroom with a 5 piece ensuite washroom and a walk-in closet. Entertain in the huge dining room and mingle afterwards in the comfortably large living room. Set up your main floor home office or home library

This lovely house is a perfect place to call home.

Inclusions: All electric light fixtures,  All custom California Shutters. Fridge, stove, built-In dishwasher, microwave/HoodFan. Washer and Dryer.  Water softener. Kitchen garburator. Central vacuum and attachments.

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Welcome to 1030 King St W, Suite 904

2016-03-20 11.01.34

For Lease

MLS: C3445345


Dna3. Sun-Drenched Corner Unit With An Exposed Concrete Ceiling. Floor To Ceiling Windows. Functional Open 754Sf Living Space With A Spectacular Wraparound Balcony. Beautiful Modern Finishes. Chefs Kitchen With A Corian Countertop And Stainless Steel Appliances. Breakfast Island. Master Bedroom With A Double Closet And A 4Pc Ensuite Washroom. Beautiful Lobby. Amazing Amenities.

Extras:All Light Fixtures. All Window Coverings. Stainless Steel: Fridge, Cooktop, Oven, Hoodfan, built-in Dishwasher,Microwave. Stacked Washer and Dryer. Concierge, Gym, Media Room, Party Room. Guest Suites. Bbq Area. Ttc. Groceries. Restaurants And Pubs.

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GTA Real Estate Market Report January, 2016

Strong Start to 2016


Greater Toronto Realtors reported 4,672 residential sales through the Toronto MLS system in January 2016. The number of transactions in January represented a 8.2% increase compared to 4,318 transactions reported in January 2015. Freehold townhomes in the GTA had the highest sales increase year-over-year.

The number of new listings reported in January was down by 6.2% compared to the same period in 2015. Active listings were 9,966 in January-down 14.1% from January 2015.

“It is clear that the handoff form 2016 to 2016 was a strong one. This is not surprising given that the recent polling conducted for TREB by Ipsos suggested 12% of GTA households were seriously considering the purchase of a home in 2016. Buying intentions are strong for this year as households continue to see home ownership as an affordable long-term investment” said Mark McLean, TREB’s President.

The average price in January was up by 14.1% from the same time last year to $631,092. Detached homes in the GTA  led the way in terms of price increases at 18.5% compared to the same time last year.

“Market conditions in January were tighter compared to a year earlier, with an annual increase in sales up against a decline in listings. This is why growth in the MLS benchmarks continued to be strong, especially for singles, semis and townhouses, where there has been a persistent lack of inventory,” said Jason Mercer, TREB’s Director of Market Analysis.

Sales of Toronto (416 area code) condominium apartments increased by 11.6% in January, 2016. The average selling price of a Toronto condo increased by 8.6% in January 2016 from the same time last year to $416,104.

Condominium apartments accounted for 27.9% of total sales in the GTA for January 2016 while detached homes accounted for 45.1% of the total sales.

Other notable statistics include the average days on the market for January at 29 days, down 6.5%. The sales-to-listings ratio for January 2016 was 46.9% which is classified as a seller’s market. A ratio from 24%-28% is considered a balanced market.

Sellers are looking for market value for their property. I prepare a comparative market analysis (CMA) for all of my Buyer clients prior to submitting an offer to determine the property’s market value range

Real estate is very neighbourhood specific, building specific  and even very street specific in some areas. The numbers as reported above are GTA averages. Results in one neighbourhood , on one street or in one building do not indicate that all other neighbourhoods, streets or buildings are experiencing the same results. We are still seeing multiple offers in some areas for the best homes and condos.

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